ELAN Overseas Education Loans

 Many students planning to study abroad get stuck not because of academics, but due to one silent barrier: poor credit scores. It’s a frustrating, often overlooked part of the education loan journey. In India, this three-digit figure can either fast-track your approval or quietly block it altogether.  Understanding how your credit score works and how to boost it is essential, especially when applying for an education loan from banks like Punjab National Bank. This article will guide you through how credit scores function, with specific insights on the education loan CIBIL score . First, let’s break down what this score actually is and why it carries so much weight. What is a Credit Score and How Does it Work in India? A credit score in India is a three-digit number between 300 and 900 that reflects an individual's creditworthiness, indicating how reliably they repay borrowed money. This score is used by banks, non-banking financial companies (NBFCs), and other lenders to decid...